Frequently asked questions
What We Do?
At Credit Remedy LLC, we specialize in credit consulting to help you repair your credit history and start fresh.
We communicate with credit bureaus and navigate the credit repair process for you.
We’re committed to improving your credit and helping you get back on track.
100% satisfaction guaranteed – or your money back!
What type accounts do you try to remove?
We can help you remove similar items on your credit reports including:
Collections
Late payments
Charge-offs
Liens
Bankruptcies
Repossessions
Foreclosures
Judgments
How much does this cost?
The cost is $199.99/month. You can cancel anytime.
Credit Remedy, LLC shall provide the following Credit Services to the Buyer at the cost outlined in the Contract for Credit Services. The services that are provided
include a counseling session for personal credit, drafting, and mailing of the dispute letters. The fee for the Buyer is $199.99 per person. You can cancel your contract
for any reason within three business days from the date you signed it.
What is a credit score?
Credit scores are numerical summaries of your creditworthiness based on information from credit bureaus. A credit report is a consumer's financial report card.
What is credit monitoring?
Credit monitoring is awesome because you can see the reports and scores as they change. Without credit monitoring, there is no way to monitor the scores as they
change, so we encourage you to keep the monitoring service active for as long as we are repairing your credit. We recommend IDENTITY IQ. It is easy for us to use and
we can get the credit repair off to a great start. The fee for Identity Iq is $39.99 per month.
Where do I order my credit report?
We recommend IDENTITY IQ. It is easy for us to use and we can get the credit repair off to a great start. If you choose another company just be sure you are, gaining access to all 3 reports and scores because some companies only give access to one.
Why can’t you order my credit report for me?
We do not order the credit reports because it will hurt your credit. We want to help not hurt your credit. The great news is that when you order your own reports, you do not suffer a hit on your score.
How will I know what you are doing to repair my credit?
Logging into your personal client portal will show you real-time updates on your account. You will receive notifications automatically as changes happen, so you are always in the loop.
How long does it take to improve my credit?
Fixing errors can take 30 days to process and another 30 days to appear on your credit report.
What if I have no credit can you help me?
We sure can! We take away the stress of having to find a lender to give you your first credit card or loan at a high-interest rate. We will help you boost your own credit so it will be smooth sailing. Therefore, let Credit Remedy be your guiding light to better credit.
What is a Tradeline?
A Tradeline is credit account records that are provided to credit reporting organizations. A trade line, also spelled as Tradeline, can include a mortgage, line of credit, credit card, or any other credit-related item that is provided by a financial institution or lender.
What is Business Credit?
Business Credit is credit that is linked to business's EIN number, not the owner's security number. Business credit is not linked to personal credit.